Last Updated: June 2026
This privacy policy applies to the FinOff: Offline Budget Planner mobile application (hereinafter referred to as the "App"), built by Amarnath K P as a Free service. This service is provided at no cost and is intended for use "as is".
Local Financial Data: The App is designed as an offline-first tool. All financial information, transactions, budgets, and calendar entries logged within the App are stored securely and exclusively on your local device. We do not transmit, collect, or store your personal financial data on any external servers.
However, the App does utilize third-party services that may collect information used to identify you, manage app functionality, and serve advertisements.
The App integrates third-party Software Development Kits (SDKs) which handle operations autonomously. These services may collect device identifiers, such as the Android Advertising ID (AAID), to perform their services:
In accordance with the Google Play Developer Policy, this App explicitly utilizes the Android Advertising ID. This identifier is read by the Google Mobile Ads SDK solely to provide necessary ad delivery functions, traffic analytics, and fraud prevention measures. You can reset or opt-out of personalized ads at any time via your Android device's system settings.
These Services do not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. In the case we discover that a child under 13 has provided personal information via third-party systems, we will take immediate steps to remove this data.
We may update our Privacy Policy from time to time. You are advised to review this page periodically for any changes. Any updates become effective immediately upon posting to this URL.
If you have any questions or suggestions regarding this Privacy Policy, do not hesitate to contact us at:
Email: amarnath.prasadan@gmail.com
Welcome to FinOff: Offline Budget Planner. These Terms of Service (hereinafter referred to as "Terms") govern your use of the mobile application (hereinafter referred to as the "App"), built by Amarnath K P (hereinafter referred to as "we", "us", or "our") as a Free service.
By downloading, installing, or using the App, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use the App.
FinOff is an offline-first budget planner application designed to help you track transactions, manage budgets, and project recurring bills entirely on your local device. The App requires zero registration and functions 100% offline without sending your ledger data to external cloud storage.
All database records, category details, transactions, and encrypted backups logged in the App are stored solely within your device's internal memory (SQLite database). Since we do not host or store your financial data on our servers, you are solely responsible for:
The App integrates third-party Software Development Kits (SDKs) to display advertisements and manage premium subscription transactions. By using the App, you acknowledge and agree to the terms of these third-party integrations:
Unlocking premium features (e.g. statement downloads, custom splits, backups) is executed through the Google Play Store Billing API. Purchases are linked to your Google Account. Refunds and transaction details are governed by Google Play Store terms and policies.
The App's logo, design elements, animations, source code, and trademarks are the exclusive intellectual property of Amarnath K P. You are not permitted to decompile, copy, reverse engineer, or redistribute the App in whole or in part without prior written permission.
The App is provided "as is" and "as available" without warranties of any kind, either express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the App will be completely error-free or that database backups will be immune to local hardware failures.
In no event shall Amarnath K P be liable for any direct, indirect, incidental, special, or consequential damages (including, without limitation, loss of financial assets, data loss, device corruption, or budget discrepancy errors) arising out of the use or inability to use the App, even if advised of the possibility of such damages.
We reserve the right to discontinue, modify, or terminate the App or support for the App at any time without notice. You can terminate these Terms at any time by uninstalling the App from your device.
If you have any questions or concerns regarding these Terms of Service, you may contact us at:
Email: amarnath.prasadan@gmail.com